Floodplain Management

The National Flood Insurance Program’s (NFIP) Community Rating System (CRS) is a voluntary incentive program that recognizes and encourages community floodplain management activities that exceed the minimum NFIP requirements.

As a result, flood insurance premium rates are discounted to reflect the reduced flood risk resulting from the community actions meeting the three goals of the CRS: (1) Reduce flood damage to insurable property; (2) Strengthen and support the insurance aspects of the NFIP; and (3) Encourage a comprehensive approach to floodplain management.

For CRS participating communities, flood insurance premium rates are discounted in increments of 5%; i.e., a Class 1 community would receive a 45% premium discount, while a Class 9 community would receive a 5% discount (a Class 10 is not participating in the CRS and receives no discount). The CRS classes for local communities are based on 18 creditable activities, organized under four categories: (i) Public Information, (ii) Mapping and Regulations, (iii) Flood Damage Reduction, and (iv) Flood Preparedness.  At this time Carson City, NV is rated at a 6, with hopes of improving to a 5 this year.

Responsibilites & Duties:

  • Provide flood map information related to the flood zones to the public;
  • Provide copies of filed elevation certificates to requesting parties;
  • Provide property owners information on how they can protect themselves from flood damage;
  • Provide information on the National Flood Insurance program;
  • Provide property owners site specific recommendations on how they may protect themselves from flood hazards.

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